Your company can borrow your own pension funds for any valid business purpose

Find out what your repayments would be using our free and simple calculator

Would you like to repay loan monthly or annually?
Enter level of funding required
0
0
Select your repayment term:
Select the level of interest that you wish to pay back to your pension:
6.25
15

Your quick quote...

Total amount of borrowing required:

0

Monthly capital interest payments returned to your pension:

Annual capital interest payments returned to your pension:

0
0

Total repayable to your pension over term:

0

Quick note is indicative and intended as a guide only. Arrangement and administration fees apply. The example above is for loans from a Small Self-Administered Scheme (SSAS) pension and must be secured by a first legal charge over assets of greater value than 0 The interest rate set must be at an appropriate commercial business funding rate. The loan is restricted to 50% of the scheme value and must be repayed in equal installments over a period not exceeding 5 years. Failure to repay some or all of the loan will result in loss to your pension fund equal to the sum not repaid and could result in tax charges.

What next?

Check your SSAS eligibility
Download a guide
Start a business pension loan

Loan payments made by your company, back to the SSAS are a valid business expense. By using company cash to pay back the loan to the SSAS, you are bringing down the year-end balance sheet, resulting in a reduction in Corporation Tax.