Case Study:

Paul Hastings

The following case study illustrates the utilisation of a Small Self-Administered Scheme pension with the long-term goal of accessing funding for property investments, achieving financial freedom, and building a legacy.

Paul Hastings


For property investor and developer Paul Hastings, the move into property was not triggered by a job that he didn’t enjoy, terrible bosses or poor salary; he loved his job! What ignited a  spark  for Paul was the realisation that he had no choices and no opportunities, should that change. All too aware of how fragile employment can be, he needed a plan.

The Approach

“I knew people were making money out of property so my first step was to learn as much as I could about property and speak to other people who had taken a similar path.” That led to attending PIN meetings and Paul’s first encounter with Simon King, Senior SSAS Pension Advisor at TLPI.

Paul’s first project was to use some of his savings to loan to another investor, as part of a joint venture, in return for an overview on their process and ‘a real-life education’. That move afforded him favour later on when, having invested in his own single let property, he found he needed a reciprocal loan to refurbish the property and prepare it for letting.


“Investing in my first property was truly exciting” …but Paul reveals, “I quickly realised that if I was to achieve my longer-term goals, I needed to look to more than one-off, single lets.”  This led back to Simon King, whose words had resonated with Paul at the PIN. “I remembered how amazed I had been when Simon talked about taking control and starting a SSAS.” Paul realised that moving to a SSAS pension, even though he wasn’t yet 55, would give him access to the funds to make his own decisions and invest them in property.

Having spent his working life in banking, Paul had the traditional view that you should put your money and your trust in banks and pension companies, believing they would tirelessly look after it and make the right decisions for you. It had very quickly become clear to Paul that his goal of a comfortable retirement and financial freedom was not going to be achieved if he held onto these traditional notions. That wasn’t Paul’s only concern; “What if I died, just after I retired?” he began to ask himself. Paul was not prepared for his hard-earned pension money to just disappear. “To know that my pension would not then go to my family is unthinkable.”

The Result

“Moving my pension to a SSAS has been absolutely pivotal to achieving my goals.”

Paul had two goals; 1, to give himself choices and opportunities and 2,  to ensure his family would benefit, should he die; “I wanted to build a legacy.” Not only has he achieved this in under 8 years, but there are the added tax benefits, which again, are totally unique to the SSAS pension.


So what advice would Paul give to someone starting to look at their own property investment future?

  1. “Be clear and honest about your goals and timescales, before you start looking at how to achieve them.”
  2. “Look at your skills, and choose a route that you enjoy, can understand and that suits your skills.”
  3. “Education and advice are essential. Speak to the experts. Property is not just about buildings, it is about people and choices; TLPI were the key for me.”

The world of property investment needs more people and companies with strict values. “I genuinely only have positive things to say about TLPI and believe 100% that Simon King is the reason I am where I am today. I have achieved what I set out to achieve and have a plan for a very comfortable retirement and a legacy.” Paul now hosts the Sheffield PIN and meets and advises others. “Ethically, I totally believe I should actively promote SSAS pensions and spread awareness. It is a game-changer and people really do need to be made aware of this vital tool for property investment success.”

“Just don’t fail to be aware of the SSAS pension is what I advise. Talk to someone, find out what a SSAS is and what it can do for you and your business. Speak to the experts.”

TLPI offer FREE, no obligation advice in this niche sector of financial planning.  “Even now, having started my SSAS, TLPI are always at the end of the phone. They don’t tell me what to do, but give me the confidence to make my own decisions. Simon and TLPI are a sounding board between myself and my appointed professional trustee, offering good advice and knowledge and  the confidence to keep doing what I am doing, and doing well.”


Our clients rate us as 5 star, here’s what they say:

We have recently used this excellent company to set up a Family Investment Company. The complete process was seamless with our personal contact Jordan Sharpe explaining all the steps along the way in a very confident and professional way. They really do deserve this 5 star review.
Keith Jones
Keith Jones
Tlp have been fantastic with there advice and help in setting up my retirement plans , putting structures into place to help with future generational hand over of assets, great advice from Jordan Sharpe, easy to deal with and always on hand for help when needed, well done all, 👏 ✔️
Stewart Yardley
Stewart Yardley
Trustworthy Financial Advice with an Eye on the Future. I recently sought financial advice, and trust was my top priority. TLP not only met my expectations but exceeded them. Although their product didn't suit my current needs, their dedication to providing comprehensive information and support left me confident in utilising their services in the future. TLP's commitment to customer satisfaction was evident from the moment I approached them. They patiently and thoroughly discussed all available options with me, ensuring I understood the pros and cons of each. Despite not making an immediate sale, they generously shared their time and expertise, demonstrating a genuine interest in helping me make the right decisions. What impressed me the most about TLP was their transparent and honest approach. They didn't try to push any product on me that wouldn't serve my current financial situation. Instead, they focused on empowering me with the knowledge I needed to make informed choices. Their willingness to prioritise my needs over immediate profits spoke volumes about their integrity. I left my interaction with TLP feeling informed, confident, and assured that when the time is right, they will be my go-to financial advisory service. The trust they have established with me through their professionalism, dedication, and genuine care for my financial well-being is unparalleled. I have no hesitation in recommending TLP to anyone seeking trustworthy financial advice.
Robert Sidebottom
Robert Sidebottom
I was looking at setting up a Family Investment Company, during which I’d paid more than a few hundred pounds for a couple of Consultations. After which I’d received some rather expensive quotes for setting it up, as well as getting lots of complexed information about the process. Then I eventually stumbled across TLP while doing some related research. I was pleasantly surprised and more than pleased that they offered a No cost consultation. During which Lewis Jones, was able to simplify all the information and subsequently provide a much more realistic quote for the process. Not to mention the first year’s company accounting services that came for free and the ongoing advice from Lewis. Which has not only been financially beneficial, but as proved to be a great source of knowledge and education, responding to all my questions promptly. With my background not being in the financial and investment sector, his clear explanations put in a context that I was able to understand, has been invaluable.
Geoff Saunders
Geoff Saunders
Great support all the way through the process very professional good knowledge and friendly service. I would highly recommend
Andew Clymo
Andew Clymo
From the start of the transfer to the end TLP have been always available to me, they have kept me informed throughout the process and offered help and guidance when required. Excellent service that is highly recommended
Andy Page
Andy Page
Now fully set up with a Landlords pension and very pleased with the overall service. Only delays were with AVIVA not playing ball but now all done and set to earn significantly more than with AVIVA. Jordan Sharpe was knowledgeable and guided me through the whole process with a professional and friendly approach. Morwena (assistant) was again very friendly and together made the process a simple one. Looking forward to a better retirement (eventually) thanks to TLP.

Want your questions answered by our expert Family Investment Company consultants?

Book your free, 15 minute no obligation call to find out more!

book now